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Fidelity Charter

Savings & CDs

Grow your money with competitive rates and flexible options

High Rates

Earn up to 4.50% APY

FDIC Insured

Up to $250,000

Goal Tracking

Set and track savings goals

No Minimums

Start with any amount

Savings Accounts

Regular Savings
Build your savings with ease

0.50% APY

No minimum balance

  • • Easy access to your money
  • • 6 free withdrawals per month
  • • Automatic savings transfers
  • • Mobile banking included
High-Yield Savings
Maximize your earnings

4.50% APY

$2,500 minimum balance

  • • Competitive interest rates
  • • Tiered rate structure
  • • 6 free withdrawals per month
  • • Compound interest daily

Certificate of Deposit (CD) Rates

TermMinimum DepositAPYEarly Withdrawal Penalty
3 Months$1,0002.50%30 days interest
6 Months$1,0003.25%90 days interest
12 Months$1,0004.00%180 days interest
18 Months$1,0004.25%180 days interest
24 Months$1,0004.50%180 days interest

*APY = Annual Percentage Yield. Rates subject to change.

Money Market Account
Higher rates with check-writing privileges

Tiered Rates

$0 - $9,9990.75% APY
$10,000 - $49,9992.50% APY
$50,000+3.75% APY

Features

  • • Limited check-writing privileges
  • • Debit card access
  • • Interest compounded monthly
  • • $10,000 minimum to open
  • • $2,500 minimum to avoid fees